Complete guide to buying a house

 

Buying a house in the Netherlands can be an exciting yet overwhelming process. From navigating the Dutch housing market to understanding contracts, financing, and the key handover—it’s a lot to take in. But whether you’re a first-time buyer, upgrading to your next home, or relocating to the Netherlands, we’ve got your back.

At Urban Homies, we make buying a home simple, personal, and stress-free. Our mission? To guide you from start to finish so you can focus on finding your dream home while we take care of the details.

Why choose Urban Homies

Over the years, many clients have found us through personal recommendations. We’ve built a reputation as real estate agents who go beyond the basics—combining expert knowledge, practical tips, and personal support to make the buying process smooth and transparent.

Step 1: Personal intake

Everything starts with a 45-minute intake session—either online or at our office. We’ll get to know you, your housing wishes, and your priorities, and we’ll map out the buying process together. We’ll also give you useful tips on planning house viewings and discuss financing options, for example through our trusted partner Expat Mortgages.

Step 2: House hunting at your pace

Whether you want to see one property or fifteen, we adapt to your needs. You decide if we join the viewings and how involved you’d like us to be. Our goal is simple: to make sure you feel confident and well-prepared during your Dutch house hunt.

Step 3: The findings document

After a viewing, we create a detailed findings document with all the information you need: leasehold conditions, homeowners’ association details, property value, and neighborhood insights. We then discuss this together in an online call, so you can decide on the right bidding strategy.

Step 4: Making an offer

When you’re ready to bid, we’ll handle the process for you and keep you updated on the outcome. If your offer is accepted, we take care of everything—arranging the appraiser, surveyor, notary, and even contractors if needed. We schedule appointments and join you every step of the way, so the process stays stress-free.

Step 5: Contracts and financing

The preliminary purchase agreement is carefully checked and, if necessary, adjusted in consultation with the notary. We also monitor all financing deadlines to ensure everything goes smoothly.

Step 6: Delivery and key handover

On the day of transfer, we’ll join you for the final inspection of the property before heading to the notary for the official signing of the transfer and mortgage documents. The moment you officially become the owner – and receive the keys – is a true milestone!

Step 7: Support beyond the purchase

Our service doesn’t stop at the key handover. We’re here for you afterwards too—whether you need trusted contractors, advice on renting or selling, or just answers to questions about life as a homeowner in the Netherlands.

Ready to buy your dream home?

Book your personal intake with one of our buying agents today. Fill in the contact form or contact our office—we’d love to help you find the perfect home in the Netherlands!

Yael Goudsmit - Real Estate Expert

Yael Goudsmit - Real Estate Expert

Since 2002, she has led in real estate and relocation, blending global expertise and marketing vision to deliver sustainable, tailored housing solutions in Amsterdam.